The value of investments and any income from them can fall and you may get back less than you invested. Past performance is not a reliable guide to future performance. Your investment may be affected by changes in currency exchange rates.
UNDERSTANDING YOUR NEEDS
Pensions are one way of generating wealth for later years. Personal investments, property and other savings and assets can be an important part of your financial preparations too.
We can help you choose between buying an annuity or an approved retirement fund, taking a taxed lump sum or making regular withdrawals while continuing to invest.
Building your retirement fund
By discussing your pension needs, we will work with you to find what is the best structure for you. We can assist in de-mystifying the variety of pension structures available and help you select the one best suited to your needs.
Understanding your options
Your options at retirement are complex,
and making the wrong decision can be costly. Having good advice is crucial. From choosing between buying an annuity that will provide you with a guaranteed annual income, to drawing down an income by retaining your pension in a post-retirement Approved Retirement Fund, we can help you navigate the pension landscape and enable you to create a wealthy retirement and a legacy for the next generation.
Approved retirement funds
An Approved Retirement Fund (ARF) is a personal retirement account that allows you to keep your retirement savings invested following your retirement. You can withdraw money from it regularly subject to Revenue Rules, to provide for your retirement income (note that you will pay income tax, PRSI and Universal Social Charge on the income you receive). When you pass away, your ARF can transfer to your next of kin. We are approved to provide and administer ARFs and can help you to utilise your post-retirement fund to its maximum benefit.
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We are bound to no corporate group, so offer unbiased recommendations from across the universe of investment opportunities.